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Smartphone

Financing

Get your next smartphone on installments using Zaytoon App

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5 Easy Steps:

1. Apply for approval using Zaytoon app under 10 minutes

2. Pick up phone from one of our partner shops

3. Activate phone with remote lock functionality enabled

4. Pay installments on time

5. Unlock phone after full payment

How it works

Eligibility

To be eligible for Zaytoon Smartphone Financing applicant:

  • must be between 18-65 years old

  • must have a valid Iraqi biometric ID card issued since 2016 onwards

  • must provide all required information and permissions
requested by the app

  •  must have a valid Iraqi mobile number

  • must provide a letter of employment dated no older than 3 months

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Eligibility

Why Zaytoon?

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THE PROBLEM WITH BANKS

Traditional banks in Iraq lack financial data on the shadow economy, they only serve loans using collateral based financing. The shadow economy in Iraq is larger than the official economy.

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WELCOME TO ZAYTOON

Zaytoon is a revolutionary solution to build digital financial identities in Iraq building a behavior based credit scoring system to enable financial potential for everyone. 

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REVOLUTIONARY CREDIT SCORING SYSTEM

Through our vast network of communities and partners we collect behavior based data points that turn into detectable patterns through machine learning and artificial intelligence.

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CREDIT SCORING USING DATA

We create, collect, and analyze data from a wide array of consent-based alternative data sources to create better understanding of creditworthiness.

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FINANCIAL IDENTITY

Our data driven and behavior based credit scoring enable us to create accurate financial identities for those who do not have any interaction with traditional financial institutions. We offer everyone a financial identity thus offering them numerous ways to become banked, supported and financially included.

Why Zaytoon

Features

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BUILD YOUR REAL CREDIT SCORE

Secure a credible financial reputation and enhance your credit score backed by behavior and data.

ELIMINATING FRAUD

We have a much lower risk of default on repayments because we look at people, not documents.

TRACK ACCOUNT

Track and see your upcoming installment and payment history via our app.

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YOUR DATA IS PROTECTED

Our data is maintained in databases that are secured by industry standard security practices and is fully encrypted while in transit.

SAFE ENVIRONMENT

Receive your phone and repay your installments via our network of partner shops

EXTRA INCOME

Our partner shops are fully covered from any default risk while earning extra income from Zaytoon 

Features

Available smartphones

SAMSUNG A53 5G

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The most awesome Galaxy A Series device yet, with a multi-lens camera for brilliant photos and video, smooth scrolling 120Hz display, and a fast-charging battery that just keeps going.

  • Screen 6.5”

  • Battery 5000 mAh

  • Storage 128 GB

  • Camera 64 MP

  • Dual Sim

  • Color Black

Products

Strategic Corporate Partners

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RABEE SECURITIES

Rabee Securities is our major strategic partner and supporter and we are capitalizing on their local presence and deep expertise in the Iraqi financial markets, being a leader in its field.

Contact Us

Thanks for submitting!

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+964 770 493 9999

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Partners
Contact Us
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