YOUR PARTNERS IN GROWTH
Zaytoon is a revolutionary solution to build digital financial identities in Iraq building a behaviour based credit scoring system collecting real world verifiable information via smartphone data to enable financial requests via large trusted networks of communities and supply chain partners.
LOOKING AT YOU TO HELP YOU GROW
How Zaytoon works?
REVOLUTIONARY CREDIT SCORING SYSTEM
Through our vast network of communities and partners we collect behaviour based data points that turn into detectable patterns through machine learning and artificial intelligence.
BUILD YOUR REAL CREDIT SCORE
Secure a credible financial reputation and enhance your credit score backed by behaviour and data.
We have a much lower risk of default on repayments because we look at people, not documents.
Receive and repay your disbursement amount from a verified partner under our close monitoring
YOUR DATA PROTECTED
Our data is maintained in databases that are secured by industry standard security practices and is fully encrypted while in transit.
Receive and repay your disbursement amount at a verified agent under our close monitoring.
Zaytoon will cover 100% of disbursement amount and in exchange gets a small admin fee and merchants and borrowers can grow and make profit
SUPPLY CHAIN IS THE WAY.
This is our main funnel for complete data-science based financial profiling for the underserved.
THE POWER OF COMMUNITY
Communities in Emerging Countries are a force to be reckoned with, we use the sense of community to support communities.
IRAQ'S 1ST DATA DRIVEN FINANCING APP
This user-friendly app allows borrowers to request, verify their identities and monitor the state of their disbursement requests seamlessly, while offering our engine real actionable data.
Zero Documents Required
Easy application method
No Late Fees or Rollover Fees
Aggregated anonymized data
Tech-Enabled financing opportunities
Quick Fulfilment periods
Rabee Securities is our major strategic partner and supporter and we are capitalizing on their local presence and deep expertise in the Iraqi financial markets, being a leader in its field.